Build your consultation folder
Mortgage records
Your latest statement and available payment history.
Notices and court papers
Keep all pages, attachments, and envelopes together.
Your questions
Write down your priorities and what you want to ask.
Gather what you have. Keep originals and ask the firm how to send copies securely.
Your document checklist
- Mortgage records: your most recent statement and available payment history.
- Written notices: letters from the servicer, collection correspondence, and any notices concerning the property.
- Court documents: all pages you received, including attachments, envelopes, and any hearing or sale notice.
- Earlier assistance requests: applications, submission confirmations, and written decisions.
- Your timeline: a brief list of important events and conversations, with dates where known.
Questions worth bringing
Ask what the firm needs to evaluate the matter, what the next step would be, what representation covers, and how fees are structured. Explain your priorities and concerns in your own words.
Keep sensitive information secure
Ask for an approved way to transmit records. Do not put account numbers, Social Security numbers, or confidential case details into an unverified online form.
Six questions for your foreclosure consultation
- Which documents do you need to understand my current situation?
- What court event or notice should we discuss first?
- Which services would the proposed engagement include—and exclude?
- How are legal fees and separate expenses explained?
- Who would communicate with me, and how should I share documents?
- What must happen before the firm agrees to represent me?
Write down your priorities
Explain whether your priority is remaining in the home, understanding a disputed issue, or exploring another resolution. Note any assistance application or prior conversation that you want the attorney to understand. These are discussion points, not a guarantee that any particular option is available.
If you have a sale or hearing notice, start with our urgent foreclosure guide and call the firm. For the service itself, see Florida foreclosure defense.
Related homeowner guides
Looking for legal representation? Explore Florida foreclosure defense services.