Pre-foreclosure guidance
Start with what changed and what you want to achieve.
- Review missed payments and servicer notices.
- Discuss whether you want to stay in the home or explore another path.
- Bring your latest mortgage statement.
Foreclosure defense
Have your actual court documents and case history reviewed.
- Discuss potential legal responses.
- Flag any hearing, judgment, or sale notice immediately.
- Ask an attorney to confirm your deadlines.
Mortgage options
Depending on your circumstances, discussions may include:
- Repayment or reinstatement
- Loan modification
- Short sale or another resolution
Each option has conditions and tradeoffs. Approval and outcomes are not guaranteed.
Read the CFPB overview of mortgage options ↗Start with a conversation
Ask about the scope of representation, fees, documents needed, and the immediate next step. No representation begins unless the firm agrees to accept your matter.
Discuss your situation